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Kategori: Industry

Regulation is not holding FinTech back

There is sometimes a miss-conception that the regulatory burden is saving banks from FinTech. Bank representatives sometime hide behind the regulatory pressure arguing that the FinTech sector is interesting but not at all a threat to established banks. How wrong they can be.

Changing consumer behaviors for the entertainment industry

Last year World Championship finals of the online game League of Legends were broadcasted live in 19 languages. The grand finals were watched by 27 million people globally when played at the Seoul World Cup Stadium were 45.000 spectators joined the event live. As a comparison the U.S. 2014 NBA-championship topped with 18 million viewers.

Another credit card anyone?

Imagine setting up a convenient and easy to use payment solution, superior to any bank or global credit card network. Making the codes, the API’s and a modern mobile interface with great user-experience is not that challenging. Hosting services are almost for free and a true commodity.

Why banking industry is changing

The music industry used to be dominated by record labels and distributors. Then Spotify came. Record distributors were made redundant and main-street mega record stores and the cool boutiques around the corner gradually realized happy times were over. To grandparents looking for Christmas gifts these stores are a rare find today as consumers have gone…
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